7506 Chipmunk Pl, Littleton, CO 80125
4 beds · 3 baths · 3,045 sqft
Huge Incentive: Seller is offering $5,800 towards a 1/1 Rate Buy Down or Closing Costs!!! That's 1% lower on your current interest rate for 1 whole year!!! Welcome to 7506 Chipmunk Place! Nestled in the coveted Roxborough Village, this remarkable 4-bedroom, 3-bathroom home spans over 3,000 square feet of living space. Situated on a prime corner lot with no neighbors behind or to the west, privacy and tranquility are yours to enjoy. Step inside and be instantly captivated by the soaring vaulted ceilings and the spacious, open-concept layout that effortlessly connects the formal dining room to the heart of the home. The gourmet kitchen is a chef's dream, featuring rich wood cabinetry, sleek granite countertops, stainless steel appliances, and a generously sized island—perfect for both meal prep and casual gatherings. The lower-level family room is designed for comfort and style, with custom window coverings, energy-efficient Mill Guard windows, and a cozy fireplace—creating the ideal atmosphere for entertaining or unwinding with loved ones. Upstairs, you'll find the serene primary suite, complete with a luxurious 5-piece en-suite bathroom, along with three additional spacious bedrooms and a well-appointed full bathroom. The partially finished basement is ready to be customized to your needs, with 3 egress windows, roughed-in plumbing for an additional bathroom, and an extra electrical subpanel—offering endless possibilities for expansion. Need storage or a place to park your toys? The oversized 3-car garage is equipped with high ceilings and a built-in gas heater, making it the perfect space year-round. Located just steps away from Roxborough Elementary School, and only minutes from the stunning Arrowhead Golf Course, Roxborough State Park, Chatfield Reservoir, Waterton Canyon, and an abundance of hiking and biking trails—this home offers the best of both worlds: a peaceful retreat and easy access to outdoor adventure.
Source: RECO #8304524
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: RECO #8304524
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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