7506 Chipmunk Pl, Littleton, CO 80125
4 beds · 3 baths · 3,045 sqft
2 Huge Incentives: Seller is offering $5,800 towards a 1/1 Rate Buy Down or Closing Costs! That’s 1% off your current interest rate for a full year! This home also offers a Assumable VA Loan! Welcome to 7506 Chipmunk Place! Located in sought-after Roxborough Village, this impressive 4-bedroom, 3-bathroom home offers over 3,000 sq ft of living space. Set on a prime corner lot with no neighbors behind or to the west, enjoy rare privacy and mountain serenity. Inside, soaring vaulted ceilings and an open layout connect the formal dining room to the heart of the home. The gourmet kitchen boasts rich cabinetry, granite countertops, stainless steel appliances, and a large island—perfect for meals or entertaining. The lower-level family room offers comfort and charm with custom window coverings, Mill Guard windows, and a cozy fireplace—ideal for relaxing or hosting. Upstairs, the tranquil primary suite includes a luxurious 5-piece bath, while three more spacious bedrooms share a well-appointed full bathroom. The partially finished basement features 3 egress windows, rough-in plumbing, and an extra electrical subpanel—ready for your custom touch. The oversized 3-car garage has high ceilings and a built-in gas heater, making it perfect for storage, hobbies, or parking year-round. Recent Upgrades & Inclusions: Enjoy added peace of mind with a 3-year-old roof, A/C, and water heater. The refrigerator and oven are only 2 years old. Plus, the 2-year-old washer and dryer are included at no extra cost—making this home truly move-in ready.
Source: RECO #8304524
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #8304524
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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