VA loan
1 of 37
VA loan
$425,000 SIGNIN

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7413 Grenadine Bloom Bnd, Del Valle, TX 78617

4 beds · 2 baths · 2,027 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

ASSUMABLE VA LOAN AVAILABLE with an interest rate in the 2's for Veterans only. Lease in place through 5/31/26. Can still purchase and work through assuming the loan. Expected processing time for assumption is 90-120 days. Buyer must qualify for loan and needs around 30k cash to close. Welcome to this beautifully designed single-family residence located in the desirable Sun Chase subdivision. With its modern features and spacious layout, this home offers a comfortable and luxurious living experience. Featuring 4 bedrooms and 2 full bathrooms, this home boasts a total of 2,027 square feet of living space. The office space could easily be a 5th bedroom. The open-concept floor plan seamlessly connects the living area and kitchen, creating the perfect space for entertaining. The kitchen is a dream, equipped with quartz countertops, a kitchen island, a pantry, refrigerator, and stainless steel appliances. The primary bedroom, situated on the main level, offers a peaceful retreat with its own sitting/study room and a generous walk-in closet. The primary bath has dual vanities, garden tub, separate shower, and quartz countertops. The interior is adorned with high ceilings, recessed lighting, and tasteful finishes throughout, keeping the look light bright and airy. Additional features include a laundry room on the main level and a two-car garage with a driveway. Step outside and enjoy the covered patio and TURF landscaped backyard-perfect for outdoor gatherings, lawn games, and relaxation. Residents of this community have access to fantastic amenities, including a playground, basketball court, and a pool. The neighborhood is well-maintained with sidewalks and underground utilities. Conveniently located in Del Valle, this home is within the Del Valle ISD and provides easy access to nearby schools. Minutes away from the Austin Airport, major highways, shopping centers, dining options, and recreational parks. Perfect TESLA factory workers!

Estimated
Seller's interest rate
3%
7%
Estimated
Monthly payment

$2,300
$3,224
You may also save up to $296,533 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,224 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
3%
Remaining term
26 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,300
Principal & interest
$1,770
Mortgage insurance
-
Property taxes
$107
Home insurance
$364
HOA fees
$58
Utilities
Not included

Source: Public records

Home details
Size
2,027 sqft
Lot size
0.138 acres
Year built
2021
Type
Single Family Residence
HOA dues
$58.00

Source: ACTRIS #4739084

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 28, 2025 05:10 pm
Listing agent: Lauren Paine
Contact listing agent
Listing provided courtesy of: NestHaven Properties (512) 327-7800
Details provided by ACTRIS and may not match the public record.
MLS ID: #4739084
Based on information submitted to the MLS GRID as of Apr 29 2025 - 21:33. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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$2,300
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