7401 Paradiso Dr, Apollo Beach, FL 33572
5 beds · 4 baths · 3,199 sqft
Get a free consultation call with an expert in the mortgage assumption process.
BETTER than Brand NEW Beautiful! 7401 Paradiso is literally Paradise on Earth… a serene and spacious sanctuary that is move-in perfect and ready for its new owner. This Westbay Built, Bayshore Model II offers 5 bedrooms, (4 of which on are on the first floor), 4 full bathrooms (3 on first floor) and an amazing flex space (currently set up as a home theatre - projector and large screen included!), plus great 3 car garage. Living spaces are grand, elegant and comfortable - kitchen, family, dining open to each other whilst feeling spacious and connected with soaring 10-12 foot ceilings and trey ceiling detail. Magnificent kitchen with gorgeous double quartz islands, breakfast nook, abundant cabinetry and pantry storage, a separate wine refrigerator, gas range and hood. Triple sliders, with custom sheer window coverings, lead to fabulous covered patio and nice sized backyard. First floor primary suite is a lovely private retreat, thoughtfully designed for today’s busy lives - plenty of closet, cabinetry and vanity space for staying organized and easy to get ready to take on the day! Common living spaces all have pretty tile and/or luxury vinyl plank floors throughout (including stairwell to second floor). Located in amenity-rich planned development of WATERSET, this home’s convenient proximity to Waterset Club is less than a half mile away! With a list of amenities that include fitness, tennis, pickleball, 3 pools, waterslide and so much more - one can move right into 7401 Paradiso and jump right into RESORT LIFESTYLE from day one! Neighborhood is located just west of I-75 so commute options are convenient whether heading north or south! Home shown by appointment - please reach out to schedule a tour today.
Source: STELLAR #TB8340054
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8340054
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.