7401 Paradiso Dr, Apollo Beach, FL 33572
5 beds · 4 baths · 3,199 sqft
Welcome to your dream home in the prestigious Waterset Community of Apollo Beach, Florida! This immaculate and spacious former model home is move-in ready and boasts exceptional features. Built in 2020, this home offers 5 bedrooms, 4 baths, and a 3-car garage, with 3,199 square feet of refreshingly cooled living space and a total of 4,223 square feet. Why wait for new construction when you can enjoy this practically new, stunning residence? As you enter, you'll be greeted by large double doors that open to a dramatic foyer with a curved-arched entryway. To the left, you'll find two secondary bedrooms and a bathroom, perfect for guests or family. Continue into the heart of the home, where the extremely large kitchen awaits. This chef's dream kitchen features a large island extending to an extended breakfast table, additional cabinetry, a walk-in pantry, a gas stove, and everything you could want in a kitchen, including beautiful cabinetry and updated lighting. The expansive living room has a large wall of sliding doors that lead to the patio, creating an ideal indoor-outdoor living space. The Primary Bedroom suite is also located downstairs, offering a true retreat with two walk-in closets, a large walk-in shower, and a water closet. To the right of the foyer, you'll find a spacious laundry room with a utility sink and an additional bedroom and bathroom. Upstairs, the fifth bedroom and bath are accompanied by a versatile flex space currently used as a theater room with a projector. This space could easily be converted into a second primary bedroom or a private area for guests. This home has been meticulously updated with new lighting fixtures, flooring, and custom blinds. The primary bath, master closet, upstairs area, stairs, and landing have all been updated. Additional improvements include new landscaping, rain gutters, and more. Enjoy peace of mind with a low HOA fee, no flood zone concerns, and taxes inclusive of the CDD fee. Located in the highly sought-after community of Waterset, this home is just minutes away from top-rated schools, such as Dorothy C York Magnet School. Waterset offers a wealth of resort-style amenities, including a resort-style pool, a lap pool, a state-of-the-art fitness center, basketball courts, pickleball courts, and a sand volleyball court. Residents can enjoy the game room and a reservable gathering room for events. The Waterline Station provides an additional community pool for relaxation and recreation. The community also boasts multiple parks and playgrounds, over 12 miles of greenway trails, a fitness trail, and beautiful lakes and green spaces throughout, making Waterset an ideal place for those seeking a vibrant and well-rounded community. Don't miss out on this exceptional home. Schedule your private showing of this home today! https://my.matterport.com/show/?m=9ssds8JK16G
Source: STELLAR #t3546457
Source: STELLAR #t3546457
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3546457
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