VA loan
1 of 38
VA loan
$445,000 SIGNIN

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7347 Moss Stone Dr, Conyers, GA 30094

5 beds · 3 baths · 3,614 sqft

Welcome to this stunning five bedroom home located in the highly sought-after Parks of Stonecrest subdivision! Just 1.5 miles from the vibrant Stonecrest Marketplace, you'll enjoy a perfect blend of comfort, convenience, and luxury living. Step inside to discover a grand two-story entryway that immediately impresses. The spacious living area boasts a cozy gas fireplace, perfect for relaxing evenings with loved ones. Beautiful archways and crown molding throughout add a touch of elegance, elevating the home's sophisticated charm. The kitchen is ideal for family gatherings and entertaining, with ample space. The master suite offers a tranquil retreat, complete with a private en-suite bathroom featuring a separate shower and soaking tub. Each additional bedroom is generously sized, providing plenty of space for family or guests. Your guests will love the covered patio on the back of the house, great for Summertime get-togethers. As part of this wonderful community, you’ll have access to a sparkling pool, tennis courts, and a clubhouse, making it easy to enjoy an active lifestyle right at your doorstep. Don't miss the opportunity to make this remarkable home yours—schedule a showing today!

Estimated
Seller's interest rate
4.42%
7%
Estimated
Monthly payment

$2,162
$2,678
You may also save up to $167,761 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,678 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
4.42%
Remaining term
27 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,162
Principal & interest
$1,716
Mortgage insurance
-
Property taxes
$137
Home insurance
$237
HOA fees
$70
Utilities
Not included

Source: Public records

Home details
Size
3,614 sqft
Lot size
0.34 acres
Year built
2015
Type
Single Family Residence
HOA dues
$70.83

Source: FMLS #7543209

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 24, 2025 11:47 pm
Listing agent: THE ZAC TEAM
Contact listing agent
Listing provided courtesy of: RE/MAX Metro Atlanta Cityside (404) 371-4419
Details provided by FMLS and may not match the public record.
MLS ID: #7543209
Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work, please visit https://www.fmls.com/dmca.htm to review our DMCA policy and learn how to submit a takedown request. © 2025 FMLS.
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$2,162
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