7019 Dartmouth Ave N, Saint Petersburg, FL 33710
3 beds · 2 baths · 1,233 sqft
Looking for the perfect home close to beaches but out of a flood zone and no HOA? Look no further! This charming three bedroom, two bath cottage is situated in a desirable location just on the outskirts of Jungle Prada. Boasting an extra large lot, with room for up to 4 cars on the beautifully paved driveway. The home has been recently updated with a new roof, new flooring, freshly painted exteriorly and interiorly plus a fully modernized kitchen complete with brand new appliances. Oversized AC unit installed in 2022. As you step through the front door, you are immediately welcomed by freshly painted walls and a light and airy livingroom/dinning combo that seamlessly flows into the sleek, renovated kitchen. The bonus family room features a working fireplace, offering a cozy retreat for relaxation or entertaining guests.The three bedrooms in the home all feature new flooring, with the master bathroom exuding a modern aesthetic. Two entry doors lead to the backyard, which is completely fenced and features a private covered pavillion – perfect for hosting gatherings or unwinding in the serene surroundings. The backyard is beautifully landscaped with palm trees,a hot tub,storage shed with ample space for gardening or outdoor activities and entertaining with enough room for a pool!! Convenient alley gate access adds an extra layer of security. Just minutes away from the stunning waters of the Gulf Coast, this home offers the best of coastal living. Additionally, you’ll find yourself in proximity to shopping, dining, entertainment, and the renowned Pinellas Trail right in your backyard. Don’t miss out on the opportunity to embrace the Florida lifestyle at an affordable price. This home is a hidden gem that combines comfort, style, and convenience in one delightful package. Schedule a viewing today and prepare to make this house your own beachside oasis! No site unseen offers and no offers confirmed until after 3/22/25.
Source: STELLAR #TB8362382
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: STELLAR #TB8362382
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.