7008 Beekman Lake Dr, Jacksonville, FL 32222
3 beds · 3 baths · 2,493 sqft

Get a free consultation call with an expert in the mortgage assumption process.
This stunning, recently renovated property, offers the perfect blend of modern comfort and energy efficiency. With its sleek design, updated features, and prime location, this home is sure to impress. Step inside and be greeted by an open-concept floor plan that seamlessly connects the living, dining, and kitchen areas. The kitchen is a chef's dream, boasting top-of-the-line appliances, ample counter space, and stylish cabinetry. The master bedroom is a true retreat, complete with a custom walk-in closet and a luxurious en-suite bathroom. But that's not all! This home is equipped with state-of-the-art solar panels, allowing you to enjoy significant energy savings and a reduced carbon footprint. Water softener system and a NEW ROOF. Imagine living in a home that's both stylish and sustainable. Don't miss this incredible opportunity to own a piece of paradise in Jacksonville. Schedule a tour today and experience the epitome of modern living.
Source: REALMLS #2060331
Source: REALMLS #2060331
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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