6945 E Glenrosa Ave, Scottsdale, AZ 85251
3 beds · 3 baths · 2,484 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Updated sewer and electrical!! Seller spent over 25k! Welcome to your dream home in the highly sought-after Villa Adrian community, a rare gem nestled on a private corner lot in the heart of South Scottsdale. This luxurious single-level home offers 3 spacious bedrooms, 2.5 beautifully updated bathrooms, and a private office, all thoughtfully designed within an impressive 2,500 sq. ft. floor plan. From the moment you enter, you'll be captivated by the elegant architectural details—tray ceilings, graceful archways, and stunning wood and tile flooring—that create an atmosphere of timeless sophistication. The remodeled gourmet kitchen is a showstopper, featuring sleek white shaker cabinets, quartz countertops, Bosch appliances an induction cooktop, subway tile backsplash, and a custom breakfast room with built-in cabinetry. The open-concept flows seamlessly into the expansive family room and dining area, with a cozy fireplace and 12-foot sliding doors that lead to a breathtaking covered patio, perfect for entertaining or enjoying your morning coffee. The luxurious owner's suite is a private retreat, complete with two closets (including a walk-in), a remodeled spa-like ensuite with an instant hot water system, and direct access from the bedroom to the serene patio. Every detail has been meticulously updated, including the guest bathroom with a soaking tub, walk-in shower, and custom tile flooring. With courtyards adjoining every bedroom, a front courtyard, and a private back patio, this home is designed for seamless indoor-outdoor living. The oversized 2-car garage boasts epoxy floors, custom built-in cabinets, and extra storage. This home's prime location is just a short walk from Scottsdale Fashion Square, the 5th Avenue shops and restaurants, and scenic canal paths perfect for biking or running, all with stunning views of Camelback Mountain. Additional modern conveniences include a newer AC, whole-house water filtration, a water softener, and a new sewer line to the street. The exclusive heated community pool adds to the resort-like lifestyle. This home is a rare opportunity to own a one-of-a-kind property in one of Scottsdale's most desirable neighborhoods. It's everything you've been looking for and more. Come see it today and experience the beauty, luxury, and convenience that could be yours!
Source: ARMLS #6806917
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6806917
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.