VA loan
1 of 50
VA loan
$540,000 SIGNIN

Sign in to see required down payment for the 3% rate

6677 Lamine Dr, Colorado Springs, CO 80925

5 beds · 4 baths · 3,064 sqft

5 BEDS, 4 BATHS, 4-CAR GAR, and SOLAR! --- Nestled in a highly sought-after neighborhood, this exceptional 5-bedroom, 4-bathroom home offers unmatched convenience and style. Located just 15 minutes from Peterson AFB, 18 minutes from Ft. Carson, and 20 minutes from Schriever AFB, this property is also within walking distance to a top-rated school, making it a perfect home! Boasting a spacious 4-car garage with over 40 linear feet of attached storage shelves and a built-in workbench, this home ensures ample space for vehicles, tools, and hobbies. Inside, the meticulously designed layout includes a dedicated office, a bright and airy kitchen, and luxurious living spaces. The kitchen features stunning quartz countertops, 42-inch cabinets, an island with a breakfast bar, and a spacious dining nook. Equipped with a full suite of Whirlpool stainless steel appliances—including a convection range oven and a refrigerator with through-the-door ice and water service—this kitchen is a chef’s dream! Recessed can lighting and a walk-in pantry add both function and style. Relax in the opulent master suite, complete with breathtaking views of Pikes Peak, a 5-piece master bath with a massive soaking tub, quartz countertops, separate shower, double vanity, and a walk-in closet. The secondary bedrooms are spacious and versatile. Step outside to enjoy the Colorado sunshine on the covered front porch or unwind on the covered back patio overlooking the large backyard, complete with a dog run. The home also features solar panels, a radon mitigation system, an Ecobee programmable thermostat, a high-efficiency furnace, and a 50-gallon water heater. Additional highlights include 9-foot ceilings, a vaulted ceiling in the main living area, an ADT security system, and a spacious laundry room with shelving and electric hookup. This home is a true masterpiece, combining modern amenities with classic comfort. Don’t miss your opportunity to own this incredible property—schedule your showing today!

Estimated
Seller's interest rate
3%
7%
Estimated
Monthly payment

$2,870
$4,079
You may also save up to $388,313 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,079 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
3%
Remaining term
26 yrs and 9 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,870
Principal & interest
$2,318
Mortgage insurance
-
Property taxes
$159
Home insurance
$391
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Size
3,054 sqft
Lot size
0.1515 acres
Year built
2019
Type
Single Family Residence
HOA dues
$0.00

Source: PPMLS #6050611

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 23, 2025 02:07 am
Listing agent: Raymond Brown ABR MRP PSA (719) 322-6030
Contact listing agent
Listing provided courtesy of: RE/MAX Advantage Realty, Inc. (719) 548-8600
Details provided by PPMLS and may not match the public record.
MLS ID: #6050611
The real estate listing information and related content displayed on this site is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information and related content is deemed reliable but is not guaranteed accurate by the Pikes Peak REALTOR® Services Corp.
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$2,870
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