6677 Lamine Dr, Colorado Springs, CO 80925
5 beds · 4 baths · 3,064 sqft
5 BEDS, 4 BATHS, 4-CAR GAR, and SOLAR! --- Nestled in a highly sought-after neighborhood, this exceptional 5-bedroom, 4-bathroom home offers unmatched convenience and style. Located just 15 minutes from Peterson AFB, 18 minutes from Ft. Carson, and 20 minutes from Schriever AFB, this property is also within walking distance to a top-rated school, making it a perfect home! Boasting a spacious 4-car garage with over 40 linear feet of attached storage shelves and a built-in workbench, this home ensures ample space for vehicles, tools, and hobbies. Inside, the meticulously designed layout includes a dedicated office, a bright and airy kitchen, and luxurious living spaces. The kitchen features stunning quartz countertops, 42-inch cabinets, an island with a breakfast bar, and a spacious dining nook. Equipped with a full suite of Whirlpool stainless steel appliances—including a convection range oven and a refrigerator with through-the-door ice and water service—this kitchen is a chef’s dream! Recessed can lighting and a walk-in pantry add both function and style. Relax in the opulent master suite, complete with breathtaking views of Pikes Peak, a 5-piece master bath with a massive soaking tub, quartz countertops, separate shower, double vanity, and a walk-in closet. The secondary bedrooms are spacious and versatile. Step outside to enjoy the Colorado sunshine on the covered front porch or unwind on the covered back patio overlooking the large backyard, complete with a dog run. The home also features solar panels, a radon mitigation system, an Ecobee programmable thermostat, a high-efficiency furnace, and a 50-gallon water heater. Additional highlights include 9-foot ceilings, a vaulted ceiling in the main living area, an ADT security system, and a spacious laundry room with shelving and electric hookup. This home is a true masterpiece, combining modern amenities with classic comfort. Don’t miss your opportunity to own this incredible property—schedule your showing today!
Source: RECO #3075766
Financials
Source: Public records
Source: RECO #3075766
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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