611 Glory St, San Jacinto, CA 92583
3 beds · 2 baths · 1,540 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Immaculate 3 Bed, 2 Bath Single-Story Home Built In 2005. With An Open Floor-Plan, This Home Boasts Great Pride Of Ownership And Offers Many Upgrades! Neighborhood Is Centrally Located Close To Schools, Shopping, And Near A Park Complete With Basketball Courts And Playground Equipment, As Well As Beautiful Mountain Views. The Fully Landscaped Front And Rear Yards, And Two Car Garage With Direct Access Are Bonuses! You Will Love The Spacious Great-Room With Natural Gas Fireplace And Mantle; Eat-In Kitchen With A Breakfast Bar, Built In Microwave, And Sliding Glass Door Which Offers Plenty Of Natural Light. New Paint, Laminate Floorings, Custom Baseboards, Crown Molding, Alcoves, As Well As Tile And Carpeted Flooring Ensure That No Detail Has Been Overlooked. The Second Restroom Was Previously Remodeled With A New Vanity And Fixtures. The Master Bedroom Includes A Private En-Suite, Complete With Large Soaking Tub/Shower Combo, Dual Sink Vanity, And Private Toilet Area; As Well As A Walk In Closet With Custom Organizers, Custom Crown Molding And Custom Wood Casings, And Sliding Glass Door. The Second And Third Bedrooms Have Custom Wood Casings Surrounding The Windows. Storage Will Not Be An Issue With The Large Attic With Pull Down Step Ladder, And Standing Height Ceiling. The Backyard Is Fully Enclosed With A Wood Fence On The Sides And A Block Fence In The Rear As Well As Dual Gated Access. There Is A Covered Alumawood Patio, Good-Sized Sitting Area, And A Storage Shed With Concrete Foundation. Don’t Miss This Great Home!
Source: CRMLS #IV25062087
Source: CRMLS #IV25062087
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.