6100 Dairy Dr, Mineral, VA 23117
3 beds · 2 baths · 1,630 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Come explore all that this Lake Anna gem has to offer! This charming home boasts 1,630 sq ft of living space, featuring 3 bedrooms and 2 full bathrooms. Nestled on over 2 acres in a peaceful cul-de-sac, it provides stunning year-round water views. The main level's open floor plan includes a living room, an eat-in kitchen with new granite countertops and appliances, two bedrooms, and a full bath. Upstairs, the spacious primary suite offers a walk-in closet and a generous open room ideal for an office or sitting area. The home has been freshly painted in 2023 and features a new deck, paved driveway, and other updates in 2024. The outdoor spaces are perfect for relaxation and entertainment. Unwind on the covered front or back porch, or host gatherings on the large patio and lawn. Space to park your Boat/RV on a concrete pad between the 2-car garage and the house. Conveniently located within walking distance or a short golf cart ride to the common area, this home includes a deeded boat slip. This water access property is full of charm and is a must-see. Experience the beauty and tranquility of life at the lake!
Source: BRIGHT #VASP2026770
Source: BRIGHT #VASP2026770
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.