VA loan
1 of 50
VA loan
$959,000 SIGNIN

Sign in to see required down payment for the 4% rate

5807 Dahoon Dr, Pensacola, FL 32526

5 beds · 5 baths · 3,148 sqft

GREAT NEW PRICE! A stunning single-family home nestled in a prestigious, high-demand neighborhood that embodies luxury and exclusivity. This exceptional residence boasts an array of custom features that set it apart as a masterpiece of modern living. As you approach the home, you're greeted by meticulous landscaping that frames the elegant facade. The exterior is characterized by its sophisticated architecture and a welcoming entrance. The property is situated within a secure gated community, offering peace of mind and privacy. Step inside to discover an interior designed with meticulous attention to detail. The spacious living areas are adorned with bamboo floors that exude warmth and durability. The heart of the home is a gourmet kitchen featuring top-of-the-line appliances and custom cabinetry, perfect for culinary enthusiasts and entertaining guests. The home accommodates five bedrooms, four and a half bathrooms and 3 car garage, each uniquely designed with custom finishes and fixtures that elevate comfort and style. Imagine beautifully crafted bedrooms and bathrooms, tailored to meet the highest standards of luxury and functionality. For those who enjoy outdoor living, this home exceeds expectations. The backyard is an oasis of relaxation and entertainment, featuring a paved patio with ample seating areas custom-designed for gatherings and quiet moments alike. A bespoke grill and fencing add to the outdoor charm, ensuring every detail is considered for seamless outdoor enjoyment. Additional features include a three-car garage for convenience and storage, ensuring ample space for vehicles and hobbies. Residents also benefit from access to community amenities such as a clubhouse, pools, and nature trails, enhancing the quality of life with recreational options just steps away. This home blends elegant design with practical amenities, a lifestyle that balances sophistication with comfort. Don't miss your chance to make this extraordinary home yours today.

Estimated
Seller's interest rate
4%
7%
Estimated
Monthly payment

$2,982
$3,435
You may also save up to $106,988 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,435 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
VA
Rate
4%
Remaining term
19 yrs and 8 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,982
Principal & interest
$1,646
Mortgage insurance
-
Property taxes
$339
Home insurance
$871
HOA fees
$125
Utilities
Not included

Source: Public records

Home details
Size
3,148 sqft
Year built
2013
Type
Single Family Residence
HOA dues
$125.00

Source: PENSACOLA #649846

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 23, 2025 12:04 pm
Listing agent: Darina Ivanova (850) 602-1635
Listing provided courtesy of: Levin Rinke Realty (850) 916-5050
Details provided by PENSACOLA and may not match the public record.
MLS ID: #649846
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Pensacola Association of REALTORS®, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Roam Brokerage, LLC are governed by the PAR Rules and Regulations and detailed information about them includes the name of the listing companies. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. Copyright © 2025 Pensacola Association of REALTORS®, Inc. All Rights Reserved.
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