542 Eagle Landing Blvd, Winter Haven, FL 33880
3 beds · 2 baths · 1,292 sqft
Seller says sell this home!!! Discover the perfect blend of modern comfort, energy efficiency, and prime location in the highly desirable Eagle Landing community of Winter Haven! This beautifully maintained 2021-built, 3-bedroom, 2-bath home is truly move-in ready, featuring a freshly painted interior that adds a bright and welcoming touch. From the moment you step inside, you’ll be captivated by the open-concept design, where natural light fills the living spaces, creating an inviting atmosphere. The chef-inspired kitchen is a dream for any home cook, boasting granite countertops, 42” wood cabinets, stainless steel appliances, and a spacious island perfect for meal prep or casual dining. Whether you're hosting guests or enjoying a quiet night in, the seamless flow between the kitchen, dining area, and living room makes it an entertainer’s paradise.The primary suite is a true retreat, complete with a generously sized walk-in closet and a spa-like ensuite bathroom with an oversized vanity, and a step-in shower. The split-bedroom floor plan ensures added privacy, with two additional bedrooms and a full bath located on the opposite side of the home—ideal for guests, family members, or even a home office. Beyond the interior upgrades, this home is designed for maximum efficiency and cost savings, thanks to the fully paid-off solar panels—a rare and valuable bonus that helps keep utility costs low. Additional features include a dedicated laundry room, ample storage, and an attached two-car garage for added convenience.Step outside to enjoy your private backyard, offering plenty of space for outdoor activities, gardening, or simply relaxing under the Florida sunshine. With a little imagination, you can transform this outdoor space into your personal oasis! Located in a prime location, with Legoland just minutes away, this home offers easy access to shopping centers, top-rated schools, dining options, and places of worship. Commuters will love the convenience of being just a short drive from Orlando, Tampa, and major highways, making travel a breeze. This home is the perfect choice for those looking for move-in-ready convenience, energy efficiency, and modern upgrades—all without the wait of new construction! Don’t miss out on this incredible opportunity—schedule your private tour today!
Source: STELLAR #L4951867
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: STELLAR #L4951867
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.