VA loan
1 of 28
VA loan

5412 Olano St, Palmetto, FL 34221

4 beds · 2 baths · 1,939 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Under contract-accepting backup offers. Short Sale. Rare opportunity for a short sale bargain as part of a military relocation. Welcome to this gorgeous 2020-built home sitting on a nearly 10,000 sq ft oversized lot in the resort-style Trevesta community. This spacious 4 bedroom, 2 full bath home features an open floor plan with neutral tones, high ceilings throughout, granite countertops, stainless steel appliances, a split bedroom layout, private laundry room, and 2 car attached garage with storage space. The Primary Suite is located in the back of the home for ultimate privacy and features an en suite with dual sinks and private water closet and a large walk-in closet. Sliding glass doors from the dining room allow for an abundance of natural light as you exit out to an oversized lot with plenty of space for a private pool, patio, outdoor kitchen, and more to create your outdoor oasis. Cable and internet are included in the low HOA fee, along with access to a resort style pool with cabanas, splashpad, playground, 24 hr fitness center, 5600 sq ft clubhouse with covered outdoor entertaining space, and a community manager. Travesta is conveniently located near major highways with easy access to Tampa, St Pete, and world famous beaches. Schedule your private showing today. Short sale closing anticipated to take 30-90 days.

Location
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Home details
Size
1,939 sqft
Lot size
0.23 acres
Year built
2020
Type
Single Family Residence
HOA dues
$153.19

Source: STELLAR #TB8361871

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: May 14, 2025 07:05 pm
Listing agent: Rebecca Back (813) 481-1436
Contact listing agent
Listing provided courtesy of: CENTURY 21 EXECUTIVE TEAM (813) 961-8637
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8361871
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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