5405 Songbird Trl, Denton, TX 76207
3 beds · 2 baths · 1,597 sqft
Welcome to your dream home in the heart of the beautiful Beaver Creek neighborhood, Denton County! This stunning 3-bedroom, 2-bathroom gem boasts 1,597 sq ft of living space, bathed in natural light, creating an inviting and warm ambiance. The spacious open-concept layout features a bright living room that flows seamlessly into the dining area and a modern kitchen equipped with ample counter space and storage. Each bedroom is designed with comfort in mind, offering plenty of room for relaxation and personal retreat. The primary suite is a true oasis with an ensuite bathroom and a generous walk-in closet. Step outside to your private backyard paradise, perfect for entertaining or unwinding after a long day. The covered patio area is ideal for alfresco dining, summer barbecues, or simply enjoying the serene surroundings of your lush green backyard. Whether you have a passion for gardening or dream of creating an outdoor entertainment space, this backyard offers many possibilities. Located in a friendly and well-established community, this home offers the perfect blend of tranquility and convenience. Proximity to top-rated schools, shopping, dining, and recreational facilities make it an ideal choice for families and professionals alike. Enjoy the peaceful neighborhood walks, nearby parks, and community events that make Beaver Creek a desirable place to live. Don't miss out on this exceptional opportunity to make Beaver Creek your new home. Schedule your viewing today and experience firsthand the charm and comfort this property has to offer. Welcome home!
Source: NTREIS #20867498
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20867498
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.