4621 Rambler Way, Midlothian, TX 76065
4 beds · 4 baths · 3,704 sqft
Welcome to this meticulously designed, 2022-built luxury estate, a masterpiece of craftsmanship and style featuring an array of hand-selected custom builder upgrades. From the moment you arrive, the striking two-tone modern blend of stone and brick elevation captivates, offering sophisticated curb appeal. Spanning two stories, this estate offers 4 spacious bedrooms, 3.5 bathrooms, and an oversized 3-car side-entry garage with an extended J-swing driveway, ensuring ample parking for guests. Step through the rotunda-style grand foyer, where soaring ceilings and an abundance of natural light create an inviting ambiance. To the left, a formal study with elegant French doors serves as the ideal home office or an optional 5th bedroom. The open-concept layout is designed for both effortless entertaining and everyday comfort, featuring generous living spaces, a formal dining room, and an expansive family room with vaulted ceilings and a breathtaking floor-to-ceiling stone fireplace. The chef’s dream kitchen boasts stainless steel appliances, double ovens, a sleek quartz island, under-cabinet lighting, stylish pendant lights, and glass-front upper cabinets—a perfect blend of functionality and elegance. Level 5 wood-look tile flooring enhances the first-floor common areas, adding warmth and durability. Upstairs, the entertainment continues with a theater-style media room, ideal for movie nights, and a spacious game room, perfect for relaxation and hosting guests. Step outside to the extended covered patio, where you can enjoy the serenity of your massive .46-acre lot, offering limitless possibilities—whether it’s a future pool, outdoor kitchen, or lush garden retreat. This exquisite estate is a true statement of modern luxury, offering the perfect blend of sophistication, comfort, and thoughtful design. Don’t miss the opportunity to make this exceptional property your forever home!
Source: NTREIS #20832208
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20832208
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.