4603 E Walkerton Rd, Myrtle Beach, SC 29579
4 beds · 2 baths · 2,526 sqft
If you're looking for privacy, space, and a perfect setting for your family to grow or entertain friends, look no further. This gem, nestled in the heart of the Forest, offers it all. Situated at the end of a cul-de-sac, this beautifully renovated home sits on over half an acre (0.54 acres), a rare find in today's market at this price point. From the moment you step inside, you?ll be welcomed by a bright and inviting atmosphere. The open flow leads you seamlessly from the living room to the dining area, through the kitchen and breakfast nook, into the cozy Carolina room, and finally out to the expansive backyard?perfect for gatherings or peaceful retreats. Upstairs, you?ll find all the bedrooms, including the spacious master suite and a conveniently located laundry area. This home is move-in ready and waiting for you to make it yours. The property has undergone a detailed inspection, repairs, and upgrades, including replacing a section of the exterior wall to address prior water damage. New flooring has been installed throughout, and new light fixtures have been added to complement the home?s modern touch. The kitchen shines with new quartz countertops and freshly painted cabinets, creating an appealing contrast. The entire house has been newly painted and has all appliances, including a washer and dryer. Plus, the HVAC units were updated in 2022 for your peace of mind. Located in the sought-after Walker Swood subdivision, right in the heart of Carolina Forest Blvd, this home offers unmatched convenience with quick access to grocery stores, banks, shopping centers, and medical facilities. With three entrances to the subdivision and just 1,300 feet from the north entrance, getting in and out is a breeze. Look at the video tour?you might fall in love at first sight. Call us today to schedule an appointment!
Source: MYRTLEBEACH #2426562
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Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: MYRTLEBEACH #2426562
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.