424 Sunset Rd N, Rotonda West, FL 33947
3 beds · 2 baths · 1,601 sqft
Get a free consultation call with an expert in the mortgage assumption process.
No flood or wind zone. (zone X). Low Taxes, HOA FEES and insurance. No settlement cracks, gutters and drains. City water and sewer. High, dry and safe. Saving you thousands a year and your investment. Beautiful like new home with ROOM FOR A POOL! Plans drawn and ready at Casa Pools. Take a look at this fantastic 3-bedroom 2 bath home with a SPACIOUS Great Room and convenient eat-in dining room! Extra wide paver driveway and back patio. This fantastic home features tile in the wet area, beautiful carpet in all bedrooms, Granite Counter Tops in Kitchen & Bath, Frigidaire Stainless Steel Appliances, Just Serviced, Clean and Quiet 14 SEER High-Efficiency A/C System, 50 Gallon Water Heater just serviced, Moen Water Sense Faucets and beautiful finishes throughout! Multiple Energy savings features such as R30 insulation, insulated exterior walls, heat dispersing roof vents, double pane windows, and low flow toilet's just to name a few! Located in the highly sought after community of Rotunda Heights. You will certainly enjoy the Florida lifestyle, situated minutes from parks, shopping, restaurants, 7 local golf courses, beautiful beaches, and world-renowned fishing! You will be living your best life in this amazing LIKE NEW HOME! Adorable and affordable and suitable for anyone wanting to live in the Florida Lifestyle! Don't wait, this one will not last long!
Source: STELLAR #w7869524
Source: STELLAR #w7869524
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.