VA loan
1 of 38
VA loan
$335,000 SIGNIN

Sign in to see required down payment for the 4.99% rate

410 Windsor Rd, Oklahoma City, OK 73130

4 beds · 3 baths · 2,369 sqft

Back and better than ever! this home has already been inspected and had repairs, so you can rest easy knowing that—unlike other houses on the market—this home has nothing to hide! Nestled in the heart of Midwest City, this inviting home has so much to offer. Step inside and enjoy the fresh, updated flooring that flows throughout, giving the space a modern and welcoming feel. The kitchen is a standout, with plenty of room to make memories. It features a formal dining area for special occasions and a cozy breakfast nook for casual mornings. Whether hosting guests or enjoying a quiet evening, this home is designed for both comfort and convenience. For relaxation, you'll love the luxury of a whirlpool tub—perfect for soaking away the day. This corner lot includes a fully fenced backyard with an updated fence, offering a private outdoor space for pets, gatherings, or simply unwinding. With a great location and thoughtful features, this home is ready for its next chapter. Come take a look—you’ll feel right at home!

Estimated
Seller's interest rate
4.99%
7%
Estimated
Monthly payment

$2,274
$2,643
You may also save up to $121,315 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,643 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
4.99%
Remaining term
27 yrs and 5 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,274
Principal & interest
$1,635
Mortgage insurance
-
Property taxes
$206
Home insurance
$399
HOA fees
$33
Utilities
Not included

Source: Public records

Home details
Size
2,369 sqft
Lot size
0.2244 acres
Year built
2004
Type
Single Family Residence
HOA dues
$33.33

Source: MLSOK #1151806

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 12:29 am
Listing agent: Connor Norvell (918) 497-9073
Contact listing agent
Listing provided courtesy of: LRE Realty LLC (405) 285-5750
Details provided by MLSOK and may not match the public record.
MLS ID: #1151806
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