406 Vinings Forest Cir SE, Smyrna, GA 30080
2 beds · 3 baths · 1,620 sqft
Welcome home to this inviting 2-bedroom, 2.5-bath townhome in the sought-after gated community of Vinings Forest. Offering a blend of comfort, style, and functionality, this residence feels more like a home than a typical condo. You'll enter through a welcoming foyer on the main level or via the private, drive-under 2-car garage. Inside, you'll find freshly painted interiors with a calming neutral palette and engineered hardwood floors throughout the main living areas and both bedrooms (installed in 2018). The home features a roommate-style floor plan with two spacious bedrooms upstairs, each with its own private en-suite bath and custom closet systems for optimal storage. The upgraded bathrooms include solid surface countertops, adding a polished touch to your daily routine. Speaking of amenities, this pet-friendly community includes a dog park, sparkling swimming pool, and beautiful landscapingCoperfect for outdoor enjoyment. Ideally located just minutes from Truist Park, the Silver Comet Trail, and vibrant downtown Smyrna and Vinings, you'll also enjoy a quick commute to downtown Atlanta, Sandy Springs, and Kennesaw. With easy access to shopping, dining, and entertainmentCoas well as nearby parks and trails for walking, running, or bikingCothis home offers the perfect balance of convenience, recreation, and serenity, all within the privacy and security of a gated neighborhood.
Source: GAMLS #10506289
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10506289
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.