402 Switchgrass Dr, Summerville, SC 29486
3 beds · 2 baths · 1,548 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Live the proverbial Lowcountry lifestyle in this bright, charming home in pristine 55+ Active Adult Del Webb Nexton Community! Built with the highly-prized Taft floor plan, this spacious, warm home is perfect for entertaining friends and loved ones with its three bedrooms and two full bathrooms. The luxury plank vinyl flooring throughout the home and tasteful window treatments gives the home an inviting touch throughout, leading you from the front door and into the home. With the custom window treatments staying with the new buyer, you can spend your extra cash elsewhere. The gourmet kitchen has beautiful upgrades, including a new stove and gorgeous granite countertops-- including updated refrigerator, washer, and dryer in the spacious laundry room. An airy, brilliantly lit sunroom, with pond views is perfect for unwinding in. The luxurious owner's suite and attached Bathroom has floor-to-ceiling tile and includes a walk-in closet which has been installed with a professional closet system to make the most of the already ample space. And speaking of space, the two-car garage has a four-foot extension and easy access to more storage space above the garage. The large patio is perfect for gatherings, and as the home is situated at the end of the street, and has a berm for extra privacy, and overlooks a serene pond. The current homeowner has added multiple upgrades to this already beautifly appointed home. All of this, located within the Del Webb Nexton community, which boasts many amenities of a resort: pools (indoor and outdoor), and courts for tennis, pickle ball, and bocce, as well as a gym, walking trails, a community garden, and dog parks, for those who love spending time outside. If you want to be involved in the community, there are many clubs and activities to meet new friends. The Pickleball Community in Nexton is strong, with 4 courts and more being added, you won't have to leave the community. If you want MORE pickleball, then head up to the PickleBar, which is 1 mile away! The Nexton Community is conveniently located off of I 26 for quick access to downtown Charleston with all of its award winning restaurants. Don't want to leave Summerville to grab a meal, downtown Summerville and Nexton are full of great local restaurants. Halls Chop House, Cod Fathers, Paiges Okra Grill, Taco Boy, Laura's Italian, La Rustica, Oscars, Bexley's to name a few! Need medical care close by, Roper Hospital is 10 minutes away with support offices close by without driving miles for medical appointments.
Source: CTAR #25003946
Source: CTAR #25003946
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.