3859 Little Country Rd, Parrish, FL 34219
3 beds · 2 baths · 2,065 sqft
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This sweet home is located on the 12th fairway of the River Wilderness Golf and Country Club. The home has been gently lived in by the current/original owners and has provided many years of enjoyment. The roof is newer (2016) and should provide years of service. Step through the front door to a stunning golf and pond view. The view is maximized from nearly every vantage point in the house. The right side of the house features the primary suite with an ensuite bath having an upgraded shower and a dual vanity. The main living areas include a formal living and dining room, kitchen with a dinette and family room. Access to the lanai is gained through the banks of sliders onto the spacious lanai The left side of the house contains two generous bedrooms and a bathroom that also serves the pool. The third bedroom currently doubles as an office and has two INCLUDED MURPHY BEDS. RW is an established community with winding, tree-lined streets with tall oaks and mature landscaping. Walkers, bikers and neighbors walking their dogs set the scene for an active and social community. The Club offers golf, tennis, social activities, pickleball, pool and more. Boat and RV storage in community. For the nature lovers, there are hiking trails and abundant wildlife. There are two 24-hour manned gates. CLUB MBRSHIP IS OPTIONAL. There is a COMMUNITY BOAT RAMP that is open to the entire community and provides direct access to the Manatee River. RW is PERFECTLY LOCATED! Strategically positioned between St. Pete and Sarasota, access to 2 airports (45 min.) several hospitals are available to the north and south. The newly constructed Ft Hammer Park located on the beautiful Manatee River is just minutes south of the front gate and features a boat ramp, fishing pier plus picnic pavilion. Lakewood Ranch and Sarasota are nearby where fine dining and shopping are within easy reach. The very popular Ellenton Outlet Mall offers designer brands at discount prices and is only 10 minutes away. A new shopping complex has opened offering Lowes, HomeGoods and an upscale nail spa as well as several other stores. No trucks in driveway overnight in RW. SF to be verified by Buyer/Agents. POOL HEATER AND GAS TANK HAS NOT BEEN USED - SELLER WILL NOT REPAIR/REPLACE. Fireplace is ornamental.
Source: STELLAR #A4646960
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4646960
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.