353 Wentworth Way, Griffin, GA 30224
4 beds · - baths · sqft
Wow!! Breathtaking 4 bedroom, 4 bathroom home in Pike County, set on a sprawling 2 acre lot! This expansive residence boasts three levels of thoughtfully designed living space, making it ideal for both family life and entertaining. You will be welcomed by a dreamy wrap around front porch! Upon entering, a grand two-story foyer with elegant hardwood floors sets a sophisticated tone that flows throughout the home. The main level features a spacious office with a picturesque bay window. There is a nice formal dining room perfect for large gatherings, and a warm living room featuring an inviting fireplace and custom windows that fill the area with natural light. The heart of the home is the spectacular kitchen, designed for both functionality and style, complete with a large island, beautiful Corian countertops, and nice stainless steel appliances, making it a chef's dream. The expansive master bedroom provides a peaceful retreat, boasting custom bay windows that offer a tranquil view, while the fantistic master bath features a jetted soaker tub, a separate shower, and a double vanity topped with elegant granite. The finished basement expands your living options with spacious rooms, another bathroom, and a stylish living area enriched by custom lighting and a wet bar, ideal for entertaining friends and family. Step outside to the screened-in sunroom that overlooks custom decks, creating a perfect outdoor oasis for relaxation in your private backyard. An oversized garage with a workshop area for all your projects! The beautifully landscaped yard, complete with an inground sprinkler system. This remarkable home truly offers size, functionality, and unique features that check all the boxes. Don't miss your chance to see it. call today for a showing to tour this incredible property!
Source: GAMLS #10420499
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10420499
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10420499
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.