353 Wentworth Way, Griffin, GA 30224
4 beds · 4 baths · 3,900 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Enchantment Awaits You in the Heart of Pike County! Marvelous custom built 4 bedroom, 4 bathroom home set on a sprawling 2 acre lot, 1 year home warranty included and seller rate buy down making this a Fairytale Dream Come True! This expansive residence boasts three levels of thoughtfully designed living space, making it ideal for both family life and entertaining. You will be welcomed by a dreamy wrap around front porch! Upon entering, a grand two-story foyer with elegant hardwood floors that flows throughout the home. The main level features a spacious office with a picturesque bay window. There is a nice formal dining room perfect for large gatherings, and a warm living room featuring an inviting fireplace and custom windows that fill the area with natural light. The heart of the home is the spectacular kitchen, designed for both functionality and style, complete with a large island, beautiful Corian countertops, and nice stainless steel appliances, making it a chef's dream. The expansive master bedroom provides a peaceful retreat, boasting custom bay windows that offer a tranquil view, while the fantistic master bath features a jetted soaker tub, a separate shower, and a double vanity topped with elegant granite. The finished basement expands your living options with spacious rooms, another bathroom, and a stylish living area enriched by custom lighting and a wet bar, ideal for entertaining friends and family. Step outside to the screened-in sunroom that overlooks custom decks, creating a perfect outdoor oasis for relaxation in your private backyard. An oversized garage with a workshop area for all your projects! The beautifully landscaped yard, complete with an inground sprinkler system. Plus the seller is offering a home warranty! This remarkable home truly offers size, functionality, and unique features that check all the boxes!! Don't miss your chance to see it. call today for a showing to tour this incredible property!
Source: GAMLS #10507276
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GAMLS #10507276
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.