1 of 32
$500,000
SIGNIN

Sign in to see required down payment for the 5.37% rate

3522 N Buchanan Way, Aurora, CO 80019

2 beds · 2 baths · 1,537 sqft

**Seller is now offering a $5,000 concession, which can be used to buy the rate down** Why wait for new construction when this beautiful home is ready now? Located in the award-winning Aurora Highlands master-planned community, this Taylor Morrison Rocky Mountain ranch-style home offers 2 bedrooms, 2 bathrooms, a spacious great room, a dining area, an upgraded kitchen, and a two car-attached garage. Meticulously maintained, this home showcases true pride in ownership. Upgrades include fully finished landscaping with a two-tiered patio, cedar planter boxes, posts for sunshades, and solar lighting along the fencing. Additional updates feature a modern chandelier in the dining room, pendant lighting in the kitchen, a custom drop zone near the garage entrance, and an upgraded built-in primary closet. The home also has a new roof with hail impact-resistant shingles. Designed for efficiency, the 13 SEER A/C unit, high-efficiency furnace, and solar panels help keep energy costs low, averaging $58 per month. The buyer will need to assume the solar loan, which has a 25-year term with a current payment of $130.61 per month. This home is also conveniently located near Denver International Airport, E-470, and I-70. As the community continues to grow, homeowners can enjoy the benefits of new amenities, including an indoor/outdoor recreation center, dog parks, nature trails with ziplines, and a new Hospital/Medical center coming soon, at the community entrance. The neighborhood features numerous mini parks, beautiful custom sculptures, and seasonal events at the main community carousel park, all within walking distance. This is a fantastic opportunity to own a home in a growing community. Schedule your showing today! This property qualifies for a 5K grant and 100% financing with KeyBank which can cover closing costs and/or buying down the rate. Please reach out to Doug Garvis at 303-389-5767 or doug_garvis@keybank.com for more information.

Estimated
Seller's interest rate
5.37%
7%
Estimated
Monthly payment

$3,633
$4,119
You may also save up to $166,866 in total interest paid.

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,119 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
5.37%
Remaining term
28 yrs and 7 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,633
Principal & interest
$2,665
Mortgage insurance
$218
Property taxes
$287
Home insurance
$362
HOA fees
$100
Utilities
Not included

Source: Public records

Home details
Size
1,517 sqft
Lot size
0.12 acres
Year built
2023
Type
Single Family Residence
HOA dues
$100.00

Source: RECO #2627682

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

View all FAQs
Last updated: Jun 06, 2025 06:31 am
Listing agent: Pamala Carter
Contact listing agent
Listing provided courtesy of: EXIT Mosaic Realty (949) 667-2421
Details provided by RECO and may not match the public record.
MLS ID: #2627682
The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Everystate are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.
This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.
The information contained in this publication is subject to change without notice. METROLIST, INC., DBA RECOLORADO MAKES NO WARRANTY OF ANY KIND WITH REGARD TO THIS MATERIAL, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. METROLIST, INC., DBA RECOLORADO SHALL NOT BE LIABLE FOR ERRORS CONTAINED HEREIN OR FOR ANY DAMAGES IN CONNECTION WITH THE FURNISHING, PERFORMANCE, OR USE OF THIS MATERIAL.
PUBLISHER'S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.
METROLIST, INC., DBA RECOLORADO will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
Est. seller's rate
5.37%
How it works

No commitment required to start