348 Emery Rd, Northglenn, CO 80233
4 beds · 2 baths · 1,700 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Sellers agree to offer $5,000 in concessions to reduce buyers interest rate, cover closing costs, or to help buy down the solar balance. This updated 4 bedroom 2 bathroom home offers a perfect blend of comfort, style, and functionality. The main floor welcomes you with a bright living room and beautiful hardwood floors. The dining area, is seamlessly connected to a modern kitchen. Equipped with stainless steel appliances, including a gas stove, granite countertops, and a newly added pantry and cabinet space, this kitchen is ready for all your culinary adventures. Two spacious bedrooms and a full bath complete the main level. Head downstairs to a finished basement featuring two additional bedrooms, a ¾ bath, a utility and laundry area, and a cozy entertainment room—ideal for movie nights or a home gym. The exterior boasts upgrades, including new concrete on the back patio, freshly planted grass for a lush lawn in the summer, and a replaced garage door and opener. The solar panels provide energy efficiency, while added insulation ensures year-round comfort. The sewer was cleaned recently, and the roof is in good condition for peace of mind. Located in the heart of Northglenn, this property offers access to a vibrant community with parks, walking trails, and the newly remodeled Northglenn Rec Center. Enjoy the convenience of nearby shopping, dining, and schools, with easy access to major highways for commuting. Don’t miss this opportunity to own a move-in-ready home that checks all the boxes at an affordable price.
Source: RECO #6948450
Source: RECO #6948450
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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