3441 Lawton Pl, Green Cove Springs, FL 32043
4 beds · 2 baths · 1,861 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This property offers a unique opportunity for savings: you can assume a 2.75% VA loan, with 3 years already paid off, Welcome to this beautiful 4-bedroom, 2-bath home offering 1,861 sq ft of thoughtfully designed living space. The open-concept layout seamlessly connects the living room, kitchen, and dining area, creating an ideal space for both entertaining and everyday living. With tri-split bedrooms, privacy and comfort are key in this home, especially in the owner's suite, which features a private bath with a tub/shower combo and a spacious walk-in closet. Located on a tranquil pond in a highly sought-after community, this home offers not only serene views but also access to fantastic amenities, including a community pool, playground, and a sand volleyball court. The location is prime, with easy access to local shopping, entertainment, and Clay County ''A'' rated schools, along with proximity to NAS Jax. potentially saving a significant amount on interest over the life of the loan. Don't miss your chance to own this remarkable homeschedule a tour today!
Source: REALMLS #2073538
Source: REALMLS #2073538
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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