3242 Maricopa Dr, Columbus, GA 31907
4 beds · 3 baths · 2,367 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Discover this beautifully maintained home in the highly sought-after Mohina Woods neighborhood! This charming split-level residence is nestled on a quiet street and offers 4 bedrooms, 3 baths, and numerous upgrades. Enjoy luxury vinyl plank (LVP) flooring, granite countertops, built-in cabinetry, and ample storage throughout. The open floor plan is designed for modern living, featuring a spacious great room with abundant natural light and a cozy fireplace, seamlessly flowing into the gourmet eat-in kitchen. The kitchen boasts granite countertops, generous cabinet space, and a functional layout—ideal for cooking and entertaining. The lower level provides a versatile living area, a bedroom, and a full bath—perfect for guests, a home office, or multi-generational living. Upstairs, the owner’s suite offers a private retreat with a large walk-in closet. Two additional spacious bedrooms share a beautifully appointed full bath. Step outside to a large backyard, perfect for relaxing or entertaining, offering privacy and ample space for gatherings. Prime Location: Close to shopping, major highways, parks, and Fort Moore! This home qualifies for up to $17,500 in down payment or grant assistance! Use it toward closing costs or a rate buydown with a preferred lender. Don't miss out—schedule your showing today!
Source: FMLS #7503424
Source: FMLS #7503424
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.