3191 Hidden Meadows Ct, Green Cove Springs, FL 32043
4 beds · 2 baths · 1,834 sqft
Welcome to your new home in the serene and sought-after Rolling Hills community in Green Cove Springs! This stunning 4-bedroom, 2-bathroom residence boasts a thoughtful floor plan designed for both comfort and functionality, offering plenty of space and natural light throughout. Enjoy an open-concept living space with abundant natural light pouring in through large windows, creating a warm and inviting atmosphere. The kitchen is a chef's dream, featuring sleek stainless steel appliances and elegant solid stone countertops that make cooking and entertaining a breeze. The primary bedroom offers a peaceful escape, complete with a large walk-in closet and a spa-like en-suite bathroom with his and her sinks, a separate shower, and a luxurious garden tub for ultimate relaxation. Three additional spacious bedrooms provide ample space for family, guests, or a home office. Step outside and enjoy your own private paradise with a fully fenced backyard, perfect for pets, children, or hosting gatherings. Relax or entertain on the covered patio, a great spot for enjoying the outdoors year-round. The roof is just 12 years young, offering years of reliable service ahead, and the CDD bond has been paid off & all that remains is the O&M (Operations & Maintenance). As a resident of Rolling Hills, you'll have access to a wealth of amenities designed to enhance your lifestyle, including: Tennis Courts Volleyball Court Community Pool & Water Slide Kid's Pool Area Nestled in the rolling hills of Green Cove Springs, this home is just minutes from local shopping, dining, and entertainment, while still offering the tranquility of a residential community. Plus, with low HOA fees and a paid-off CDD bond, you can enjoy all the benefits of this well-maintained community without the extra cost.
Source: REALMLS #2058825
Financials
Source: Public records
Source: REALMLS #2058825
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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