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3191 Hidden Meadows Ct

Green Cove Springs, FL 32043

4 beds · 2 baths · 1,834 sqft

$330,000

$1,389/mo at 3.12% with Roam

$1,817/mo at 7% with a bank loan

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About this home

Welcome to your new home in the serene and sought-after Rolling Hills community in Green Cove Springs! This stunning 4-bedroom, 2-bathroom residence boasts a thoughtful floor plan designed for both comfort and functionality, offering plenty of space and natural light throughout. Enjoy an open-concept living space with abundant natural light pouring in through large windows, creating a warm and inviting atmosphere. The kitchen is a chef's dream, featuring sleek stainless steel appliances and elegant solid stone countertops that make cooking and entertaining a breeze. The primary bedroom offers a peaceful escape, complete with a large walk-in closet and a spa-like en-suite bathroom with his and her sinks, a separate shower, and a luxurious garden tub for ultimate relaxation. Three additional spacious bedrooms provide ample space for family, guests, or a home office. Step outside and enjoy your own private paradise with a fully fenced backyard, perfect for pets, children, or hosting gatherings. Relax or entertain on the covered patio, a great spot for enjoying the outdoors year-round. The roof is just 12 years young, offering years of reliable service ahead, and the CDD bond has been paid off & all that remains is the O&M (Operations & Maintenance). As a resident of Rolling Hills, you'll have access to a wealth of amenities designed to enhance your lifestyle, including: Tennis Courts Volleyball Court Community Pool & Water Slide Kid's Pool Area Nestled in the rolling hills of Green Cove Springs, this home is just minutes from local shopping, dining, and entertainment, while still offering the tranquility of a residential community. Plus, with low HOA fees and a paid-off CDD bond, you can enjoy all the benefits of this well-maintained community without the extra cost.

Source: REALMLS #2058825

1,834 sqft
0.15 acres
Single Family
Built in 2012

Neighborhood
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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Apr 19, 2025 01:28 am
Listing provided courtesy of: COLDWELL BANKER VANGUARD REALTY (904) 269-7117
Details provided by REALMLS and may not match the public record.
MLS ID: #2058825
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Everystate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers.
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