3062 Hawthorn Farm Blvd, Loganville, GA 30052
4 beds · 4 baths · 2,812 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your dream home! This traditional 4-bedroom, 3.5-bathroom residence blends classic charm with modern convenience and energy efficiency. The Wilmington open floor plan is ideal for entertaining, featuring a gourmet kitchen with top-of-the-line appliances, ample counter space and a spacious island. The cozy living room has a gas fireplace for relaxing evenings. Upstairs, you'll find a spacious loft, a luxurious primary suite with a spa-like bathroom, and an upstairs laundry room for convenience. All appliances are included. Outside, enjoy a large, level, fenced backyard with tree views. Additionally, this home is equipped with solar panels and an irrigation system to help reduce utility bills. The vibrant community offers amenities such as a pool, spa, tennis courts, playground, and walking trails. Located just off GA-20, near the award-winning Grayson High School and local shopping. Don't miss this exceptional property-luxury, comfort, and convenience await you. Make it your new home today! **This property comes with a 2-1 rate buydown, reducing the buyer's interest rate by 2% for the first year of their loan and 1% the second year. Buyer is not obligated to use Jeff Zulauf of CrossCountry Mortgage to have offer accepted, however must use Jeff Zulauf to receive the buydown. The Z Team can issue loan approvals in as little as 5 days and close in 10. Restrictions apply. Jeff Zulauf NMLS 18566**
Source: GAMLS #10461116
Source: GAMLS #10461116
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.