300 Lake Wichita Dr, Wylie, TX 75098
3 beds · 2 baths · sqft
Get a free consultation call with an expert in the mortgage assumption process.
Charming 3 Bedroom Home in Quiet, Family-Friendly Neighborhood. Welcome to this beautifully maintained 3-Bedroom, 2-Bath, 2Car garage home in the heart of Wylie, offering the perfect blend of comfort, convenience, and charm. Nestled in quiet, safe neighborhood, this home is ideal for families, professionals, or anyone looking for a peaceful retreat while still being close to local amenities. Step inside to a cozy living area featuring a warm and inviting fireplace, perfect for relaxing evenings or gatherings with loved ones. The spacious kitchen is a chef's delight, complete with a large island, ample cabinet space, and a seamless flow into the dining and living areas- ideal for entertaining or everyday meals. The primary suite offers a tranquil escape with a well-appointed en-suite bath, while the additional bedrooms provide plenty of space for family, guests, or a home office. The thoughtfully designed layout ensures both comfort and functionality. Outside, you'll find a beautifully landscaped yard with mature trees and covered patio, creating a serene space for outdoor relaxation, barbecues, or morning coffee. Whether you're enjoying the fresh air or hosting a weekend get-together, this backyard is sure to impress. Location is key and this home delivers! Enjoy the convenience of top-rated Wylie ISD Schools, parks, ballfields and sports facilities- all within walking distance. Whether you're heading to a game or a scenic stroll, everything you need is just a moments away. Don't miss this incredible opportunity to own a charming home in one of Wylie's most desirable neighborhoods. Schedule a tour today and experience it for yourself!
Source: NTREIS #20817251
Source: NTREIS #20817251
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.