2999 Pepperwood Ln W, Clearwater, FL 33761
3 beds · 3 baths · 1,865 sqft
Get a free consultation call with an expert in the mortgage assumption process.
YOUR BEACH TOWNHOME! This graceful house is being sold fully furnished — Move in Ready! It's a charming 3-bedroom, 2.5 bathroom Detached Townhome END Unit (1,850 SQ FT.) with attached 2-car garage is 12 minutes from the beach and is situated on a tranquil pond in the very desirable Brookfield development. The entryway features a high ceiling that extends up to the second-story loft. The kitchen includes stainless steel appliances, quartz countertops, and a breakfast bar. The impressively large master bedroom has a vaulted ceiling, walk-in closet, and en-suite bathroom with a roman tub! Enjoy unwinding in your screened-in lanai overlooking the private, gated backyard. The other two bedrooms on the second floor feature relaxing pond and tree views! Recent upgrades include: • Newly retiled first floor • New Trane AC with a 5-year warranty – Brand New Compressor & parts, new thermostat. • New patio ceiling fan & lights, kitchen ceiling light, dining room ceiling light, living room ceiling remote control fan & light • GE refrigerator in garage for added storage • Bedrooms offer all new curtain rods in each bathroom. • (3) all soft close toilet seats • New backyard fence for more privacy. Brookfield residents enjoy a range of amenities, including two community pools (one heated), two spas, tennis/pickleball courts, and a clubhouse. Brookfield is pet-friendly and located in a top-rated public school district. The HOA provides roof replacement, front lawn care and watering, exterior house painting, mailboxes, garbage service, and termite treatment for $310 each month. You'll also love seeing the charming downtown district of Safety Harbor and visiting the delightful Dunedin. At Countryside Mall (5 minutes away) you will find whole foods, restaurants, and all your shopping needs! Golf courses, BJ's, Home Depot, Lowes, Sam's club and Costco and easy access to nearby airports are all just minutes away. This area was not impacted by hurricanes and the house was intact during Helene and Milton.
Source: STELLAR #TB8354596
Source: STELLAR #TB8354596
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.