2999 Pepperwood Ln W, Clearwater, FL 33761
3 beds · 3 baths · 1,865 sqft
Clearwater, FL End-Unit Townhome | 3-Bed 2.5 Bath Brookfield Home for Sale Welcome to turnkey Florida living! This rarely available, fully furnished 3-bedroom, 2.5-bath end-unit townhome in Clearwater’s sought-after Brookfield community (2999 Pepperwood LN W, FL 33761) offers modern updates, serene pond views, and resort-style amenities—just minutes from Clearwater Beach! Built in 1999, this 1,865 sq ft home is impeccably maintained and move-in ready. Inside Your Beautiful Townhome Step inside to vaulted ceilings and a bright, open layout enhanced by extra windows exclusive to end units. The updated first-floor tile, laminate, and wood flooring offer durability and style. A versatile loft provides space for a home office, reading nook, or play area. The modern kitchen is designed for easy entertaining, featuring: ? Sleek quartz countertops ? Breakfast bar & eat-in area ? Upgraded ceiling lighting ? All appliances included, plus a bonus GE fridge in the garage The primary suite (17x14 ft) upstairs features vaulted ceilings, a walk-in closet, and an en-suite with a relaxing Roman tub. Two well-sized bedrooms (13x10 ft) offer tranquil pond views. Bathrooms include soft-close toilet seats and upgraded fixtures. A bonus room provides flexibility—perfect for a private gym, media room, or guest retreat. Key updates include a new Trane AC unit (with warranty), updated lighting and fans (patio, kitchen, dining, living), and a newly fenced backyard. Outdoor Living & Resort-Style Amenities Enjoy Florida’s sunshine from your screened-in lanai, overlooking a peaceful pond. The backyard is gated and private. Parking is convenient with an attached 2-car garage (opener included) plus extra covered spaces. Brookfield’s amenities include: ? Two pools (one heated) & a spa ? Tennis & pickleball courts ? Clubhouse for gatherings & social events This high & dry community avoided recent hurricane impacts, offering peace of mind in storm season. Prime Clearwater Location ? Minutes to Clearwater Beach (12 min)—enjoy white sands, stunning sunsets & waterfront dining ? 5 min to Countryside Mall, Whole Foods (0.9 mi), Home Depot (1.2 mi) ? Top-rated schools: Curlew Creek Elementary, Palm Harbor Middle, Countryside High (verify zoning) ? Easy commutes via US-19, SR 590 & nearby airports ? Close to Safety Harbor & Dunedin’s vibrant downtowns, golf courses, & outdoor trails Low-Maintenance Living (HOA $310/Month) Your monthly HOA fee covers: ? Roof & exterior maintenance (including painting!) ? Front lawn care, watering & landscaping ? Pools, tennis courts, & clubhouse access ? Trash, termite treatment, & sidewalk upkeep ? Pet-friendly community! Up to 4 pets, including extra-large breeds (101+ lbs). Buyers should confirm current policies with the HOA. Fully Furnished & Move-In Ready! This stylish, fully furnished townhome makes moving effortless. It is ideal for full-time residents, seasonal living, or investment buyers. A detailed inventory list is available upon request. Don’t Miss This Rare Opportunity! A turnkey, fully furnished end-unit with pond views and major updates—this won’t last long! Schedule your private tour today and make this stunning townhome yours!
Source: STELLAR #TB8368212
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8368212
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.