29167 Sweetbrier Ct, Menifee, CA 92584
4 beds · 3 baths · 2,280 sqft
Get a free consultation call with an expert in the mortgage assumption process.
This exquisite single story home with so many options. This home features the next gen suite to allow your own privacy and independence. The next gen suite comes with its own laundry unit, washer and dryer included, small sink with disposal. Refrigerator and microwave are also included. The suite has two entrances. One from the inside of the home and one outside entrance by the front door. Can be used to have a loved one's close and still be able to maintain your own privacy. Can also be used as additional rental income. This beautiful home has many upgrades and turnkey ready. New flooring throughout home and new shower and tub surrounds in all bathrooms. Kitchen is open to the living room, so everyone is together for all your functions. Kitchen has an oversized island with granite counters. This kitchen will surpass all your entertaining expectations. Home also includes a water softener/filtration system that is paid for. The main suite is your relaxation getaway with an on suite sitting room. The main bathroom features a new oversized entry tile shower with glass enclosure, double sinks, and entry to large, oversized closet for all your storage needs. The home is a 3 bedroom and 3 bathroom home. The previous owner extended the main bedroom to an extra large suite by removing one of the walls from the 4th bedroom. It can easily be put back to a 4th bedroom. There is also an office that can easily be turned into another bedroom to make this home a 5 bedroom home. This home has endless possibilities. The front and backyard yard features drought resistant landscaping. The backyard also has artificial turf so you can enjoy the beauty of grass without the maintenance. Additional features are solar panels (lease will need to be assumed). Washer, dryer and refrigerators are included in the main home and in the next generation suite. This home is a must see. You will not want to miss your opportunity to make this your dream home.
Source: CRMLS #HD25068116
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #HD25068116
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.