27307 Ardella Pl, Santa Clarita, CA 91350
3 beds · 4 baths · 2,981 sqft
AMAZING NEWS! Are you a Veteran or qualified VA Buyer? This home offers an unbelievable VA Assumable Interest Rate of 2.875%!! Imagine what that unbelievable interest rate can mean for your family! This stunning home includes PAID SOLAR for additional savings! This gorgeous home in the sought after Five Knoll community sits on a Premium lot with lovely Canyon views. Welcome to your new Executive Home with lovely canyon views and room for your family to grow. As you enter the home, you will notice the pride of Ownership with crown molding and spacious rooms. A lovely front Flex Room for an Office, Play Room or Living Room, followed by a welcoming Powder Room and separate Dining. Entering from the garage you have an inviting Mud Room which you can create into the space you need for your family. Step into the Great Room as the Kitchen with ample cabinets for storage and a lovely granite counter opening to the Family Room which provides seating for many family and friends for hours of entertainment. The light and bright Great Room has large windows and slider leading to the private backyard with Canyon views and firepit with custom pavers and lighting. Stepping upstairs, we find a separate Loft (which was an Optional 4th Bedroom), Laundry Room and three generously-sized bedrooms. One of the Bedrooms is an ensuite. Your private Primary Suite provides relaxation away from the hustle and bustle of life and overlooks the private canyon. Stepping outside we find a peaceful retreat with no rear neighbors. Front Flex Room, Separate Dining, Mud Room, Loft, three generous-sized Bedrooms, Paid Solar, Private Yard, extended driveway, so many great features. Meet neighbors at The Club and enjoy a lap in the swimming pool, entertain family and friends in the spacious and upgraded Club House. Have a furry family member? Enjoy the dog park which is just steps away and and a wonderful community near the park which offers hours of play for your children with covered lunch area. This community offers Award-winning schools, central location, close to shopping and entertainment! This home is not to be missed and 2.875% VA Assumable Interest Rate is truly something to write home about!! Schedule your showing Today!
Source: CRMLS #SR25007817
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: CRMLS #SR25007817
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.