2630 Albion Ave, Orlando, FL 32833
3 beds · 3 baths · 1,736 sqft
This beautifully designed villa offers the perfect combination of comfort, style, and convenience, all while situated on the cul-de-sac and overlooking a pristine golf course. With a flexible floor plan, this home is ideal for a variety of lifestyles, whether you need space for multi-generational living, a private guest retreat, or simply extra room to spread out. As you step inside, you'll be greeted by a soaring two-story ceiling in the living room, creating an open and airy atmosphere filled with natural light. The main living areas flow seamlessly, leading to a formal dining room, perfect for hosting special gatherings. The eat-in kitchen is both stylish and functional, featuring sleek stainless steel appliances. A downstairs half bath adds extra convenience for guests. This home boasts two spacious primary suites, each with a luxurious en-suite bath and oversized 9' walk-in closets. A downstairs bedroom provides additional flexibility, making it a great option for guests, or a home office. Step outside to the screened back porch, where you can unwind and take in breathtaking sunsets over the golf course. The tile roof, just four years old, adds to the home’s durability and curb appeal. A two-car garage offers plenty of storage for vehicles, golf carts, or recreational gear. Located in a vibrant community with sidewalks and a park, this home offers a great balance of tranquility and accessibility. Within just 30 minutes, you can find yourself at the beach, enjoying world-class theme parks, or exploring downtown. This home is perfect for those who are looking for a spacious and comfortable layout, multi-generational households needing dual suites, or golf lovers wanting to wake up to beautiful course views. It’s also an excellent choice for retirees or seasonal residents looking for a low-maintenance home in an unbeatable location. Don’t miss the opportunity to own this exceptional villa—schedule your private tour today!
Source: STELLAR #O6286911
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
Source: STELLAR #O6286911
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.