2521 W Sunflower Ave # T2, Santa Ana, CA 92704
2 beds · 1 baths · 673 sqft
Get a free consultation call with an expert in the mortgage assumption process.
*** BACK ON THE MARKET *** As you pull into your own covered carport, directly under your unit, you're surrounded by lushes greenery on both sides. Then as you enter the unit you're greeted by a spacious open floor plan with rays of natural light. This 2 bedroom 1 bath unit is TURN KEY and has been completely remodeled. The owners spared no cost on the upgrades to include: granite counter tops in the kitchen and bathroom, marble tile kitchen back splash, large built-in pantry with extra storage, like new Whirlpool appliances, high end stove ventilation, dishwasher, brand new garbage disposal, laminate wood flooring, recessed dim lighting throughout, crown molding on the ceilings and floor boards, custom built dual mirrored closet sliding doors in the master bedroom, mirrored closet doors in the guest room as well, double pane windows and slider to the balcony, 3 pools and so much more!!! This unit is on the second floor with nobody below you except your own carport( bonus is you also have another private parking permit ) the Woodside Village is a gated complex with LOW HOA to include water, trash and gas. You only need to pay your electric bill. Woodside Village is located near South Coast Metro just minutes from South Coast Plaza. Tons of restaurants and plenty of shopping options for those of you who like to shop, eat and enjoy the GOOD LIFE! Easy access to the 405, 55 and 73 freeways. OC Fairgrounds and lots of activities. You are are in the prime area of OC! This is truly a buyers dream and and more affordable than anything in the area.....making this the best buy in town! The options are unlimited.....THE ONLY THING MISSING IS YOU!!!!
Source: CRMLS #IV24223308
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CRMLS #IV24223308
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.