24378 Virginia Gold Ln, Aldie, VA 20105
6 beds · 7 baths · 5,922 sqft
Get a free consultation call with an expert in the mortgage assumption process.
🎉 Welcome to Your Dream Life: The Stratford Hall Model is HERE! 🎉 Get ready to fall head over heels because this isn’t just a home—it’s a show-stopping masterpiece of luxury, comfort, and pure WOW factor! The Stratford Hall model is the crown jewel everyone’s been dreaming about, and now it can be yours! SIX spacious bedrooms, SIX full baths, and a stylish half bath—all wrapped up in a design that’s ready to blow your mind! ✨ Main Level Marvels - Prepare to Be Dazzled! ✨ From the second you step through the front door, get ready for your jaw to drop! The office is an absolute dream—glamorous French glass doors, gorgeous custom built-ins, and tons of storage to make working from home feel like a luxury retreat. And then—the kitchen! Oh, the kitchen! It’s a culinary wonderland with gleaming white cabinetry, endless counter space, a breathtaking oversized island, and a stunning high-end hood that's as chic as it gets. Plus, a sunny breakfast nook, a fully decked-out butler’s pantry, and a mudroom that's practically a work of art! And just wait—the two-story family room is pure magic, with soaring ceilings and a fireplace that’s ready to warm your heart and wow your guests. PLUS a guest bedroom (Bedroom #5!) with its own private en-suite bath right on the main floor! 🎉 Brand-New Basement Paradise – Let’s Party! 🎉 Head downstairs and cue the confetti—because the BRAND-NEW basement is the ultimate entertainment zone! Stylish luxury flooring, a sleek custom bar, tons of storage, and a dreamy walk-out that leads to your very own outdoor stone fireplace! S’mores, wine nights, cozy chats under the stars? YES, PLEASE! Plus, Bedroom #6 is tucked away with a private full bath—perfect for guests or your favorite family member. 👑 Upstairs: Royalty-Worthy Retreats! 👑 Upstairs? It’s nothing short of regal! FOUR ginormous bedrooms, each with its own en-suite bathroom, making every room feel like a private suite. The primary bedroom? A total show-stopper with an expansive sleeping area, a spa-style bathroom that'll have you swooning, and a closet so big you might get lost in it—in the best way! 🌟 Outdoor Magic That’ll Steal Your Heart! 🌟 The main-level deck is the ultimate spot for sunny brunches or twinkling evening dinners, and that outdoor stone fireplace downstairs? Absolute perfection for starry nights and unforgettable memories. 🏡 Live the Dream in Willowsford! 🏡 Located in the award-winning, resort-style Willowsford Community—surrounded by Loudoun’s breathtaking wine country! Enjoy community events, beach-entry pools, a splash pad, fitness center, lake, dog parks, tot lots, a sledding hill, a magical treehouse, and even a neighborhood farm stand! You're just minutes from Brambleton Town Center, One Loudoun’s shopping, dining, entertainment, and SO much more. Quick access to parks, farmer’s markets, Wegmans, Dulles Airport, METRO, and all the wineries and breweries you could dream of! Plus—you’ll be in the highly sought-after Loudoun County public school system! 🎯 This is THE home. THE moment. THE life you’ve been dreaming of. Don’t just imagine it—come live it! ✨🏡💖
Source: BRIGHT #VALO2094392
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VALO2094392
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.