238 Landons Way, Georgetown, TX 78633
4 beds · 5 baths · 4,217 sqft
Gorgeous Texas hill country home with upgrades throughout located on a private 3 acre lot! Step inside to beautiful wood floors in the spacious living room with soaring 2-story ceilings, wood beams, floor to ceiling stone fireplace with open concept access to the upgraded kitchen featuring granite counters, island w/ seating, SS appliances, gas range, & bright breakfast room. A formal dining and formal living are nearby. Retreat to the primary bedroom w/ outdoor access & en-suite bath w/ dual sinks, soaking tub, walk-in shower w/ dual shower heads, & extra-large walk-in closet w/ built-ins! 2 secondary bedrooms have en-suite access while a 4th bedroom has a full bath close by - all bathrooms have granite counters. Upstairs, an oversized game room has a wet bar w/ 2 beverage fridges and balcony access for pool & wooded views for miles! Media room has access to a newly added huge closet/storage. Don't miss the dreamy backyard spaces including a huge screened in all weather porch with roll up screen, stone fireplace, wiring for TV, bar w/ keg fridge, and plenty of dining space. Enjoy the privacy of an oversized lot backing to the woods with a huge pool deck, fire pit, and gorgeous in-ground pool & spa with water feature, sun ledge, and stone accents. 20x40 metal frame storage building with 30&50 amp RV hookup and 1.5 car fully insulated garage and 300 sq ft of home gym! Recent improvements include fresh paint inside and outside, new carpet, some plumbing fixture and fan upgrades, and new landscaping. Don't miss your opportunity to own this gorgeous property!
Source: ACTRIS #7174361
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Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: ACTRIS #7174361
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.