2169 Rush Bay Way, Orlando, FL 32824
4 beds · 2 baths · 2,061 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your dream home nestled in the heart of Orlando, Florida! This beautifully designed Walton II floor plan boasts 4 spacious bedrooms and 2 bathrooms, making it the perfect setting for families and those who love to entertain. As you step inside, you'll appreciate the thoughtful owner additions that elevate this property. Enjoy the luxury of custom kitchen pendant lighting that casts a warm glow over your culinary adventures. The living areas are complemented by stylish steel bedroom fans, ensuring comfort throughout the seasons. The finished garage features sleek grey epoxy flooring, providing a clean and appealing space for your vehicles or additional storage. The attic stairway adds practicality and accessibility, making it easy to store holiday decorations or extra belongings out of sight. Step outside into the fenced-in backyard, an ideal paradise for dog owners and outdoor enthusiasts. This private retreat is perfect for your four-legged friends to roam freely or for hosting weekend barbecues with family and friends. Centrally located, you'll enjoy convenient access to Orlando’s best amenities, including shopping, dining, and entertainment options. Don't miss out on the opportunity to call this delightful property your home! Schedule a showing today and experience all that this wonderful home has to offer!
Source: STELLAR #O6294145
Source: STELLAR #O6294145
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.