2122 King Richards Ct, Orange City, FL 32763
3 beds · 2 baths · 1,449 sqft
BRAND NEW ROOF!! Amazing Opportunity to become the new owner of this charming home located in the heart of Orange City. Take advantage of buying this home that is MOVE IN READY before the new home development, Liberty Station, starts to sell homes that will ultimately increase future community development and values in the area. In addition, this new development will open up alternate roads aside from Kentucky to Sherwood Oaks. You can feel the warmth the moment you walk in the front door from the open and bright design that brings in natural light. Ceramic tile throughout gives home clean feeling with positive vibes. Large Eat In Kitchen is chefs dream with Quartz countertops, breakfast bar and two pantries. Split bedroom plan offers residents their own privacy outside of main rooms. Large master bedroom with vibrant light from window that overlooks backyard. Master bathroom offers dual sinks, quartz countertops, walk-in closet and beautifully remodeled walk in shower. Two other bedrooms located on the other side of the home with the second bathroom (also remodeled) in between. One of the best features this home is the Florida Room that leads out to the backyard and beckons ultimate relaxation. Completely enclosed with windows that open with screens so owners can use either way they desire. The backyard is natural mecca with small outside kitchen and place to kick back and enjoy the outdoors. NO Rear Neighbors with tranquil little pond enhances overall privacy. Awesome location with restaurants and shopping right around corner as well as Downtown Deland and Blue Springs State Park where the manatees roam. Close to the Sun Rail Station and major thoroughfares like I-4, SR 44 and 17-92 that take you from Central Florida all the way to the East Coast. This is one of the cleanest and well designed homes I've ever listed. It is definitely worth your time to make and appointment so you can see everything this home has to offer. Occupied but Easy Show!!
Source: STELLAR #O6269597
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6269597
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.