211 Huff Dr, Stafford, VA 22554
3 beds · 4 baths · 2,332 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome Home to 211 Huff Dr! This stunning 3-level townhome, built in 2021, has been beautifully maintained and offers 3 bedrooms, 2 full and 2 half bathrooms in a prime Stafford location. Situated about 4 miles from the Quantico Marine Base main entrance, this home is perfect for commuters with easy access to the I95/Route 1VRE/Commuter Lots. Step inside to an inviting open-concept layout, ideal for family gatherings and entertaining. The designer kitchen is a chef’s dream, featuring elegant stainless-steel appliances, a gas cooktop, pristine white soft-close cabinets, and a massive island with stunning quartz countertops. This space flows seamlessly into the dining and living areas, creating the perfect blend of style and functionality. Upstairs, the spacious primary suite boasts two walk-in closets and a luxurious en-suite bathroom with double sinks and a walk-in shower. Two additional bedrooms, a full hall bath, and a convenient laundry area (washer and dryer convey) complete the upper level. The lower level provides a versatile secondary living area with a half bath and ample storage. With an egress window in place, this space could easily be converted into a 4th bedroom. Enjoy the outdoor living space with a fenced-in backyard and a rear deck, perfect for relaxation, entertaining, or pets. The community offers sidewalks and a playground for children, adding to its charm and convenience. Situated just minutes from grocery stores, dining, and shopping. This house comes with a REDUCED RATE as low as 5.99% (APR 6.231%) as of 04/09/2025 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer’s interest rate and monthly payment. Terms apply, see disclosures for more information. Additionally, to provide peace of mind, this home comes with a 3-year home warranty! Don’t miss this incredible opportunity—schedule your tour today!
Source: BRIGHT #VAST2037078
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAST2037078
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.