2094 Callaway Ct NW, Atlanta, GA 30318
3 beds · 4 baths · 2,415 sqft
This luxurious townhome offering an exceptional blend of elegance and functionality, perfectly situated in a vibrant community. This exquisite three-bedroom, three-and-a-half-bathroom home is designed with meticulous attention to detail and boasts an array of features that cater to modern living. Step inside to find a welcoming foyer that opens up to the open-concept main floor, where 10-foot ceilings and gleaming hardwood floors create a spacious and inviting atmosphere. The family room has a cozy stone fireplace, providing the perfect space for relaxation and entertainment. A gourmet kitchen awaits culinary enthusiasts, featuring granite countertops, a gas range, a large kitchen island, and a walk-in pantry, all designed to elevate your cooking experience. The upper level offers plush carpeted floors leading to the generously sized bedrooms. The oversized primary suite is a true haven, complete with custom walk-in closet and a luxurious en-suite bathroom featuring a double vanity with his & hers sinks. Additional bedrooms are ideal for family or guests, each providing ample space and comfort. Venture to the fully finished basement, which transforms into an apartment-style retreat. This versatile area of the home can serve as a home office, media room, home gym, or in-law suite. With its own entrance, this space could easily accommodate guests or serve as a private workspace. The main floor deck, perfect for dining or enjoying a peaceful morning coffee. The property also includes a two-car garage for added convenience. Community amenities elevate the lifestyle further with access to a pool, clubhouse, tennis courts, a dog park, and a playground for your enjoyment. Plus, the location is unbeatable—just minutes from I-285, you'll have quick access to The Battery, The Beltline, downtown and midtown Atlanta and an array of shopping and dining options at Westside Village and beyond. This elegant townhome embodies both comfort and style, offering an idyllic setting for modern family life or hosting guests for entertainment purposes. Imagine the possibilities of calling this place home. Don’t miss the chance to experience this magnificent home firsthand. Contact us today to schedule your private viewing and discover all the amazing features this property has to offer. Welcome to your new home!
Source: FMLS #7549914
Send questions to support@withroam.com
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: FMLS #7549914
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.