209 Bonnie View Ct, Lexington, SC 29072
4 beds · 3 baths · 2,223 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 209 Bonnie View Court, a 4-bed, 2.5-bath, charming craftsman home that is sure to please! Say hello to open spaces, as this home's main level boasts open-concept living, with open sightlines from the front door as you enter, all the way through to the kitchen, eat in area, and out to the back yard. No more missing the big play on television because you're grabbing something from the kitchen! This home's main floor was tailor-made for those that like to entertain, not only because of the sizable living spaces, but also because of the loaded kitchen, which boasts granite counter tops, tiled backsplash, stainless steel appliances, and plenty of cabinet and pantry space, and a multitude of serving/eating spaces --- whether at the massive island, the bar-top overhang, or the ample eat-in space for larger settings. When the evening winds down, the owner's suite, located on the main level, is only a few short strides away. This generously-sized suite features a trey ceiling, a large walk-in closet and a private full bathroom with dual vanities, and a separate standing-shower and garden tub. Take the extra-wide staircase upstairs, where you'll find 3 additional well-appointed bedrooms, as well as a full bathroom, and a flex room that serves as a perfect office, exercise room, secondary living room, or whatever suits your style!Out back, you'll find a fresh canvas ready for the green thumb/aspiring landscape architect, or perfect as it stands for someone seeking low-maintenance living. All this & more in the amenity-rich Persimmon Grove Community, which features a community pool, pond with gazebo, a playground, and 5 miles of sidewalks. The HOA also hosts Food Trucks, Annual Fishing Tournaments, garage sales, Fourth of July events & more throughout the year! Zoned for award-winning Lexington One schools, & just minutes from I-20, this also home qualifies for 0% down USDA financing. What's not to love? Schedule your private viewing today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #605121
All values shown are estimated costs / mo.
Source: Public records
Source: COLUMBIASC #605121
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.