207 Ashford Ave, Greenville, SC 29609
4 beds · 4 baths · sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to The Fortress – A Rare Opportunity in Downtown Greenville! Don’t be fooled by its unassuming facade—this custom-built home provides over 5,000 square feet of usable, finished space, making it one of the most versatile properties in downtown Greenville. Nestled in the exclusive Stone Lake Heights community, this home is just 2.4 miles from the heart of downtown, meaning you can golf cart to your favorite restaurants, shops, and parks in minutes. With 4 bedrooms, 3.5 bathrooms, a dedicated office, and a massive rec room, The Fortress is ready to adapt to any lifestyle. Need a home studio, sensory space, or music room? The downstairs level provides exceptional soundproofing, making it perfect for musicians, artists, or anyone needing a quiet retreat. Homeschooling families, blended households, and multi-generational living? The lower level already functions as a mother-in-law suite and can be easily converted into a fully independent rental, additional dwelling unit, or ADA-compliant living space. Constructed with Insulated Concrete Forms (ICF), this home isn’t just solid—it’s a fortress. ICF construction provides unparalleled energy efficiency, superior soundproofing, and exceptional durability, making the home naturally resistant to extreme weather, fire, and even pests. Whether you’re planning a remodel or moving in as-is, the strength and insulation of ICF construction provides long-term savings and peace of mind. Plus, with this foundation, the home serves as the perfect starting point for any renovation or expansion you can imagine. The hand-forged custom iron gate leading to the side yard adds to The Fortress’s secure, private feel. Whether you want to create a lush courtyard, a secluded outdoor lounge, or a safe space for pets and kids, the yard is an inviting blank slate. If you’re looking for a home that can adapt to your needs and grow with you, The Fortress is the rare opportunity you’ve been waiting for. With a prime location between the highly desirable North Main and Dellwood neighborhoods, this home is truly one of a kind. Come see it for yourself and explore the possibilities!
Source: GREENVILLESC #1551485
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: GREENVILLESC #1551485
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.