2 Bridgewater Dr, Winter Haven, FL 33884
4 beds · 3 baths · 3,472 sqft
Get a free consultation call with an expert in the mortgage assumption process.
*PRICE DROP ALERT- REDUCED BY $10K AND ALSO OFFERING $10K IN SELLER CONCESSIONS ~ usable toward closing costs, an interest rate buy-down, or even home renovations. That’s $20,000 in total value to help make this home yours! Welcome home to 2 Bridgewater Drive, Winter Haven, Fl. This 4 bedroom, 2.5 bath, two-story pool home is located in the coveted Bridgewater community, just down the road from Legoland! As you step inside, you are greeted with 19' ceilings in the spacious living room, complemented by a double-sided wood-burning fireplace extending into the primary bedroom for a cozy ambiance. The French doors and tall windows flood the living room with natural light. The primary bedroom on the main floor offers an attached bonus room, offering endless possibilities for customization, whether it be transformed into a dreamy nursery, a home gym, an office, a cozy sitting area, or anything else that suits your lifestyle. The primary bedroom also features the double-sided fireplace shared with the living room and French doors leading outside. The primary en-suite is a sanctuary, offering a soaker tub, a standalone shower, a double sink vanity with granite countertops, a water closet, and a sizeable walk-in closet. The kitchen offers ample storage, granite countertops, stainless steel appliances, a breakfast bar and plenty of natural light. Other highlights of this home include an indoor laundry room, a formal dining room, and a guest half bath. The first floor also boasts an additional bonus room that can easily be transformed into a formal living room, an office, or anything to your liking. Upstairs, you'll discover three generously sized bedrooms, with two of them boasting walk-in closets. The third upstairs bedroom doubles as an ensuite with a separate entrance accessible from the hallway, providing privacy and convenience for guest and residents alike. The upstairs bathroom features beautiful granite and double sinks for added convenience, with a tub/shower combo. The versatile upstairs loft offers a world of possibilities to match your unique style and needs. Step out of any of the four sets of French doors into the backyard and immerse yourself in the pristine and recently constructed screened-in swimming pool (2021). Spanning 15x30 in size, this heated oasis offers year-round enjoyment. The pool and patio effortlessly flow, enhancing the seamless indoor-outdoor living experience. Discover the perfect setting for unforgettable evenings under the stars with a charming fire pit out back. This cozy outdoor space offers a welcoming ambiance for gathering with loved ones, roasting marshmallows, and creating lasting memories. The home features a convenient circular driveway and a two-car garage providing ample parking options for you and your guests. Bridgewater Subdivision offers exclusive access to a private boat ramp that grants access to the picturesque Lake Winterset, one of our beautiful Chain of Lakes. Take advantage of the dock for some peaceful fishing sessions in the serene surroundings, exclusive to the residents of this lovely community. Conveniently located to shopping, medical facilities, restaurants & Legoland! Schedule your showing today!
Source: STELLAR #P4934207
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #P4934207
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.