VA loan
1 of 33
VA loan

1974 Hidden Springs Pl, Clearwater, FL 33760

3 beds · 3 baths · 2,122 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Calling all nature lovers and outdoor enthusiasts!!! Beautiful custom 3 bedroom, 2.5 bathroom, 2100+ sq/ft home, with access to Tampa Bay via Long Branch Creek, and beautiful conservation area views!!! When you first enter the home you will be greeted by a huge open concept living/dining area featuring lots of windows and natural light, 16 ft tall ceilings, a beautiful wood burning fire place, and 12 ft hurricane sliders opening up to the screened in pool/spa area. The eat in kitchen has been updated with beautiful wood cabinets featuring plenty of storage, granite countertops and backsplash, and stainless steel appliances. The primary suite is huge and features high ceilings, sliders leading to the pool area, 2 large walk in closets, a huge shower, a soaking tub, dual sinks, and plenty of cabinet and countertop space. This home also features 2 more bedrooms, one with a private full bath, a half bath, and a laundry room. Where this home really impresses is outside! Located on a quarter acre lot, next to a conservation area, with direct access to Long Branch creek (which is just a short kayak trip to Tampa Bay). Don't forget the large screened in lanai with heated salt water pool and spa. This home is sure to impress and needs nothing but a new owner.

Location
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Home details
Size
2,122 sqft
Lot size
0.25 acres
Year built
1990
Type
Single Family Residence
HOA dues
$0.00

Source: STELLAR #TB8368786

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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Last updated: May 13, 2025 06:53 am
Listing agent: Kevin Schulz (727) 643-7929
Contact listing agent
Listing provided courtesy of: BHHS FLORIDA PROPERTIES GROUP (727) 799-2227
Details provided by STELLAR and may not match the public record.
MLS ID: #TB8368786
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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